Tax Regime Decision TY 2026-27

Tax Regime Decision Engine

Analyze your optimal tax strategy for Tax Year 2026-27. This tool evaluates the revised structural standard deductions and widened slabs to recommend whether to hold onto the New Regime or transition to the Old Regime.

Income & Declarations

A. Primary Income (Salaried)

Gross Annual Salary Before standard deduction

₹

Basic Salary (Yearly) Exemption calc only

₹

HRA Received (Yearly) Exemption calc only

₹

Rent Paid (Yearly)

₹

Non-Salary Income?

No, purely salaried Yes (Capital Gains/Business)

B. Key Deductions (Old Regime Only)

Sec 80C Investments Max ₹1.5L

₹

Sec 80D Medical Max ₹75k

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Home Loan Interest (Self Occupied) Max ₹2L

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Advisory & Output

Decision Summary

Enter your salary and deductions to see the recommended regime.

Recommended Regime

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Confidence Level

Estimated Tax Savings

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By switching/staying

Tax (Old Regime)

-

Incl. Surcharge & Cess

Tax (New Regime)

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Incl. Surcharge & Cess

Tax Amount Comparison

Heuristic Insights & Alerts

• Awaiting input parameters...

Advisory Trigger: This analysis is based on salary inputs only. Additional income (Capital Gains, Business) or salary restructuring can change results. Consult for personalized strategy.

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